The platform

Every channel a merchant
could ask you for

Card present, e-commerce, MOTO, invoicing, mobile and recurring — one merchant record, one reporting view, one API behind all of it.

05 — The platform

One gateway,
every channel

Card present, e-commerce, MOTO, invoicing, mobile and recurring — under one merchant record.

Gateway & RESTful API

The core every other surface calls. Tokenization, routing, settlement and webhooks — documented in Swagger with working code samples, OAuth 2 and browser-side payment tokens.

Read the developer docs

Invoicing & recurring

Email or SMS delivery, auto reminders, stored customers, scheduled charges.

ACH & bank clearing

Full ACH via Paya/Nuvei with real-time account validation, plus Check 21.

Hosted pages & buttons

Drop-in checkout and pay-by-text that keep card data off merchant systems.

Fraud & risk controls

AVS, CVV2, Kount screening, 3DS via PAAY and BIN blocking by class or entry method.

01 — Mobile

A merchant’s phone,
a full terminal

Native iOS and Android from one Flutter codebase. Card, ACH and paper cheques — captured anywhere the merchant works.

A workshop owner taking a card payment on the SurePay mobile app.
Capturing the front of a paper cheque in the SurePay app.
A decline showing the real host response code.
Biometric sign-in on the SurePay app.
02 — Card present

Your app, running
on their counter

PAX, Dejavoo and Valor hardware running a native SurePay application — with the disclosure built into the flow.

SurePay running on a countertop payment terminal in a retail shop.
Selecting credit, debit, EBT, cash or ACH on the terminal.
Tap, insert or swipe prompt with the surcharge shown.
An approved transaction on the terminal.
03 — The portal

One view over
the whole book

Every ISO, sub-ISO, merchant and device in one hierarchy — with card and ACH activity side by side.

Live demo — click the sidebar and filters

surepay.co/transactions

Transactions

Carter Flooring · MPA 0018 · Today

07 — Feature matrix

Every capability,
every platform

The complete certified feature set — filter by platform or search for the capability a merchant is asking about.

08 — Coverage

Three certifications. Chosen per merchant.

Route each merchant to the platform that fits, rather than locking the whole portfolio to one.

TransIT

TSYS / Global
  • Retail, MOTO, restaurant, e-comm
  • EMV contact & contactless
  • PIN debit, EBT and cash back
  • Level 2 and Level 3 data
  • Apple Pay, Google Pay, Tap on Phone

Omaha / North

Fiserv
  • e-Commerce
  • Credit and signature debit
  • Gateway-initiated batch close
  • AVS and CVV2 verification
  • Full REST API coverage

Paya / Nuvei

Bank clearing
  • Retail, MOTO, restaurant, e-comm
  • ACH sale, return and void
  • Mobile check imaging (Check 21)
  • Real-time account validation
  • Debit authorization capture

You are buying the source code.

It matters what the source code is.

Backend
.NET 10
Frontend
Angular 21
Mobile
Flutter 3.24
Terminals
Kotlin 2.4
Cloud
Azure

Ready to own
your gateway?

A scoping call covers your portfolio, processor mix and pricing programs. You leave knowing what ownership would cost you.